Why is access to finance a problem for water suppliers?
Profitable businesses frequently lack access to finance to grow, whether that be investing in productive assets (fixed assets), or financing working capital and supply chains (inventory). Businesses in Cambodia, as in many other countries, find access to debt finance particularly difficult, as they lack appropriate collateral to secure the loan, and banks lack the capacity to analyse the investment opportunity. Here we present a case study of a 2014-15 project we undertook with GRET in the piped water industry, to...